These Terms & Conditions govern your use of the website, landing pages, forms, surveys, communications, content, and services provided by OTO Homes LLC, doing business as OTO Homes (“OTO Homes,” “we,” “us,” or “our”).
By using this website, submitting a form, completing a buyer survey, communicating with us, or using our services, you agree to these Terms & Conditions and our Privacy Policy.
If you do not agree to these Terms & Conditions, do not use this website or submit information through our forms.
Our Services
OTO Homes provides information and assistance to prospective homebuyers who may be interested in available homeownership options, property opportunities, buyer qualification steps, seller-financing opportunities, and related real estate information.
OTO Homes’ goal is to help prospective buyers explore home opportunities that may fit their stated preferences, budget, location, and timeline.
Submitting a form, survey, application, or inquiry does not guarantee that you will qualify for a home, receive financing, receive seller financing, be offered any property, enter into a purchase agreement, or receive any specific price, payment, down payment, interest rate, term, or approval.
All property availability, pricing, estimated payments, down payments, terms, qualifications, and program details are subject to change, verification, underwriting, seller approval, property availability, legal review, and separate written agreements.
No Offer or Guarantee
Nothing on this website is an offer to sell real estate, provide financing, extend credit, approve a buyer, or guarantee any result.
Any examples, estimates, property information, payment ranges, down payment ranges, or qualification discussions are for general informational purposes only and are not final terms.
No transaction, financing arrangement, seller-financing arrangement, purchase agreement, or other legal obligation is created unless and until all required parties sign separate written agreements.
Property Information and Home Opportunities
Property information, photos, descriptions, pricing, payment estimates, down payment estimates, availability, and qualification details are provided for general informational purposes only.
We try to provide accurate information, but we do not guarantee that all property information is complete, current, available, or error-free.
Property opportunities may change or become unavailable at any time without notice.
You should independently verify all property information, condition, taxes, insurance, schools, zoning, restrictions, title matters, financing terms, seller-financing terms, and other important details before making any decision.
Buyer Qualification
Any discussion of buyer options, seller financing, down payments, monthly payments, or qualification does not mean you are approved for financing or approved to purchase a home.
Any final approval, if applicable, may depend on verification of information, identity, income, employment, funds, property condition, seller approval, contract terms, legal compliance, and other factors.
OTO Homes may request additional information from you to better understand your homebuying goals, budget, timeline, and possible next steps.
No Legal, Financial, Tax, Credit, or Mortgage Advice
The information provided by OTO Homes is for general informational purposes only.
OTO Homes does not provide legal, tax, financial, credit repair, mortgage, or investment advice.
You should consult your own attorney, tax advisor, financial advisor, licensed mortgage professional, real estate professional, or other qualified professional before making any real estate or financial decision.
You are responsible for reviewing and understanding any agreement before signing it.
Accuracy of Information You Provide
You agree that all information you submit is truthful, accurate, complete, and submitted by you or with your permission.
You agree not to submit false information, misleading information, another person’s information without permission, or information intended to interfere with our business, advertising, communications, or lead management systems.
OTO Homes may disregard, delete, or refuse to respond to any submission that appears false, incomplete, fraudulent, abusive, or inappropriate.
Communications
When you submit your contact information, OTO Homes may contact you regarding your inquiry, buyer survey, requested information, appointment scheduling, property information, or related follow-up.
We may contact you by phone call, email, WhatsApp, or SMS/text message where permitted and based on the communication preferences or consents you provide.
If you opt in to receive non-marketing SMS/text messages, we may send you text messages related to your specific inquiry, buyer profile, appointment reminders, qualification updates, requested information, service notifications, and related non-promotional follow-up.
If you opt in to receive marketing or promotional communications, OTO Homes may contact you using one or more of the following methods:
Phone call Text message WhatsApp message Email
Marketing or promotional communications may include property alerts, available home opportunities, educational content, home option updates, special offers, discounts, service updates, and related marketing messages.
Message frequency may vary. Message and data rates may apply. Consent to receive marketing text messages is not required as a condition of purchase.
You may opt out of SMS/text messages by replying STOP. For help, reply HELP or contact us at [email protected] or 817-883-3747.
SMS/Text Message Terms
By opting in to receive SMS/text messages from OTO Homes LLC, you agree to receive text messages from OTO Homes LLC at the phone number you provide.
Depending on the type of SMS consent you provide, SMS/text messages may include non-marketing messages and/or marketing messages.
Non-marketing SMS/text messages may include messages related to your homebuyer inquiry, buyer profile updates, appointment reminders, qualification updates, requested information, service notifications, and related non-promotional follow-up.
Marketing SMS/text messages may include messages about available home opportunities, property alerts, educational content, special offers, discounts, service updates, home option updates, and related marketing communications.
Message frequency may vary.
Message and data rates may apply.
Consent to receive marketing SMS/text messages is not required as a condition of purchase.
You can cancel SMS messages at any time by replying STOP. After you send STOP, we may send a confirmation message that you have been unsubscribed. After that, you should no longer receive SMS messages from us unless you opt in again.
For help, reply HELP or contact us at [email protected] or 817-883-3747.
Carriers are not liable for delayed or undelivered messages.
No mobile information, SMS consent, or text messaging opt-in data will be sold, rented, or shared with third parties for marketing or promotional purposes.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, messaging services, CRM services, website support, and related operational support, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Text messaging originator opt-in data and consent will not be shared with any third parties for their marketing or promotional purposes.
If you provide your email address, we may email you regarding your inquiry, requested information, property updates, appointment reminders, educational content, and related communications.
You may unsubscribe from marketing emails by using the unsubscribe link provided in our emails or by contacting us at [email protected].
Even if you unsubscribe from marketing emails, we may still send non-marketing emails related to your inquiry, appointment, transaction, legal notices, or other service-related matters where permitted by law.
WhatsApp Communications
If you opt in to receive WhatsApp messages from OTO Homes, we may send you messages related to your homebuyer inquiry, property updates, appointment reminders, follow-up, educational content, and related updates.
You may request that we stop sending WhatsApp messages at any time by replying STOP or by contacting us at [email protected] or 817-883-3747.
Advertising, Tracking, and Retargeting
OTO Homes may use online and offline advertising to reach prospective homebuyers, including but not limited to Meta/Facebook, Instagram, Google, YouTube, search ads, display ads, TV advertising, signs, QR codes, call tracking numbers, landing pages, and other advertising channels.
We may use cookies, pixels, tracking technologies, CRM tools, analytics tools, and advertising platforms to measure advertising performance, understand how visitors interact with our website, improve our marketing, and show relevant advertisements.
We may also use information you provide, such as your name, phone number, email address, website activity, form activity, or advertising source information, to follow up with you, measure conversions, create advertising audiences, retarget visitors or leads, and show relevant ads where permitted by law and platform policies.
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, disclose, retain, and protect information, including information used for advertising and analytics.
Fair Housing
OTO Homes supports fair housing principles and does not discriminate based on race, color, religion, sex, disability, familial status, national origin, or any other category protected by applicable federal, state, or local law.
All buyer inquiries and opportunities are handled subject to applicable fair housing, real estate, lending, advertising, and consumer protection laws.
Third-Party Services and Providers
We may use service providers to operate our website, forms, CRM, communications, scheduling, advertising, analytics, document preparation, customer support, and other business systems.
We are not responsible for the acts, omissions, policies, systems, outages, or errors of service providers that we do not control.
Your use of this website may also be subject to the terms and policies of platforms or service providers used to operate the website or communications.
Privacy Policy
Your use of this website and submission of information are also governed by our Privacy Policy.
This website, our content, and our services are provided on an “as is” and “as available” basis.
To the maximum extent permitted by law, OTO Homes makes no warranties, representations, or guarantees of any kind, whether express or implied, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
To the maximum extent permitted by law, OTO Homes and its owners, members, managers, officers, employees, contractors, representatives, and service providers will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of this website, your submission of information, your communications with us, your reliance on information provided, or your inability to use the website.
To the maximum extent permitted by law, our total liability for any claim related to this website, communications, or services will not exceed $100.
Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.
Indemnification
You agree to defend, indemnify, and hold harmless OTO Homes and its owners, members, managers, officers, employees, contractors, representatives, and service providers from and against any claims, damages, losses, liabilities, costs, or expenses, including reasonable attorney’s fees, arising from or related to:
Your use of this website Your submission of false, inaccurate, or unauthorized information Your violation of these Terms & Conditions Your violation of any law or regulation Your violation of another person’s rights
Website Content and Intellectual Property
All content on this website, including text, images, branding, logos, designs, layouts, graphics, videos, forms, and other materials, is owned by or licensed to OTO Homes unless otherwise stated.
You may not copy, reproduce, distribute, modify, scrape, republish, display, sell, or use our website content for commercial purposes without our prior written permission.
Prohibited Use
You agree not to use this website or our services to:
Submit false, fraudulent, or misleading information Impersonate another person Interfere with our website, forms, ads, CRM, or communications Attempt to gain unauthorized access to our systems Scrape, copy, or misuse our content or data Violate any applicable law, regulation, or third-party right Harass, abuse, threaten, or harm our team or representatives
Right to Refuse Service
OTO Homes reserves the right to refuse service, discontinue communications, remove leads from our systems, cancel appointments, block users, or decline to proceed with any inquiry where we believe there is fraud, abuse, misrepresentation, non-compliance, inappropriate conduct, or other legitimate business reason, subject to applicable law.
Dispute Resolution
Before filing any claim, you agree to first contact us at [email protected] and attempt to resolve the dispute informally.
If we cannot resolve the dispute informally, any dispute arising from or related to these Terms & Conditions, this website, our communications, or our services will be handled in the state or federal courts located in Travis County, Texas, unless a different forum is required by applicable law.
Class Action Waiver
To the maximum extent permitted by law, you agree that any claim must be brought individually and not as part of a class action, collective action, private attorney general action, or other representative proceeding.
Governing Law
These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict of law principles, unless another law is required to apply.
Changes to These Terms
We may update these Terms & Conditions from time to time. Any updates will be posted on this page with a new effective date.
Your continued use of the website after changes are posted means you accept the updated Terms & Conditions.
Contact Us
If you have questions about these Terms & Conditions, contact us at:
OTO Homes LLC 126 Highland Ave Jersey City, NJ 07306